First method of sql injection and shopadmin hacking don't provide with pins, it only give cc numb cvv2 and other info which usually need for shopping not for cashing.
I hope u seen whenever u try to buy some thing on internet with cc, they show u a well programmed form, very secure. Specific sites are not hacked, but carts are hacked.
Now if u run ebay scam or paypal scam, its up to your luck who's your victim.
A client of bank of america or of citibank or of region, its about luck, maybe u get cashable, may be u don't its just luck, nothing else.
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If you cannot find the admin username and password in the mdb file or you can but it is incorrect, or you cannot find the mdb file at all, then try to find the admin login page and enter the default passwords which are:s on ebay.
What you do make a similar page same as e Bay and upload it on some hosting which don't have any law restrictions, try to find hosting in Europe they will make your scam up for long time, and email the users of e Bay.